Between listing fees, transaction fees, and payment processing charges, it is easy to lose track of how much you actually keep from each Etsy sale. This guide lists every fee a US-based seller pays, shows the math on real sale amounts, and gives you a formula for pricing so the fees are covered.
Last checked October 2026 against etsy.com/legal/fees and Etsy's payment processing help article. Everything below applies to sellers with a US bank account, selling in US dollars. Fees differ by country.
The Complete Breakdown of Etsy Fees in 2026
For most US sales, three fees apply: a listing fee, a transaction fee, and a payment processing fee. Together they work out to about 9.5% of the order total plus $0.45 per order ($0.20 listing + $0.25 processing). On typical orders that is roughly 10-13% of the total.
Listing Fees
Etsy charges $0.20 for each item you list. A listing lasts four months. If it has not sold, it renews for another $0.20 (automatically, unless you switch renewal to manual).
If a listing has multiple quantities, the first $0.20 publishes it, and the listing renews at $0.20 each time one of the items sells. A single-quantity listing that sells is simply closed.
Variations (sizes, colors) inside one listing do not create extra listings, so a t-shirt listing with five colors and five sizes is still one listing and one $0.20 fee when published.
If you are just starting out, list a handful of items first to keep your initial cost low while you see what sells.
Transaction Fees
Etsy takes 6.5% of the item price you display plus the shipping you charge (and gift wrapping, if offered). For US sellers, the transaction fee does not apply to sales tax.
Example: a cutting board at $45 with $8 shipping is a $53 order. The transaction fee is $53 x 0.065 = $3.45.
Payment Processing Fees
For a US bank account, the payment processing fee is 3% + $0.25 per order. It is charged on the total sale amount, including shipping and any sales tax collected.
On the same $53 order (with no sales tax): $53 x 0.03 + $0.25 = $1.84.
Processing fees differ by country. For example, the UK is 4% + 0.20 GBP and Germany is 4% + 0.30 EUR.
Other Fees That Might Apply
Etsy Ads
Etsy Ads are optional. You set a daily budget, and you are never charged more than that budget per day. The cost per click depends on your category and competition, and Etsy does not publish a fixed price, so any figure quoted elsewhere is an estimate. See Etsy's Advertising and Marketing Policy for details.
Offsite Ads
Etsy buys advertising on other sites, such as social networks and search engines. If a buyer clicks one of those ads and orders from your shop within 30 days, you pay an extra fee on that order. The rate depends on your sales over the prior 365 days:
- Under $10,000 in sales: 15%. You can opt out while you stay under the threshold.
- $10,000 or more in sales: 12%. Participation is mandatory, and the 12% rate stays for the lifetime of the shop.
- The fee is capped at $100 per order.
The fee applies only to orders attributed to an offsite ad click. It is charged on top of the 6.5% transaction fee and the processing fee, and for US sellers it does not apply to sales tax.
Example: the $53 cutting board, sold through an offsite ad by a shop under $10,000 in sales. Offsite fee: $53 x 0.15 = $7.95, on top of $3.45 transaction and $1.84 processing.
Etsy Plus
Etsy Plus is an optional subscription at $10 per month. Each month it includes 15 listing credits (shown as $3 of listing credit) and $5 of Etsy Ads credit. Credits do not roll over.
Currency Conversion
If you list in a currency different from your payment account currency, Etsy charges a 2.5% currency conversion fee on the sale amount. Listing in your payment account currency avoids it.
Regulatory Operating Fee
Etsy charges this small percentage fee only in certain countries, such as Canada (0.50%) and the UK (0.48%). It is not charged to US sellers.
Other Charges
A one-time shop set-up fee may apply when you open a shop (Etsy shows the amount during set-up). Shipping labels bought through Etsy are billed at the carrier's price for the package.
Real-World Fee Calculations
All examples are US sellers with no offsite ad and no sales tax, with the $0.20 listing fee counted once.
Example 1: Small Candle Sale
- Item price: $18
- Shipping: $5
- Customer total: $23
- Listing fee: $0.20
- Transaction fee: $23 x 0.065 = $1.50
- Processing fee: $23 x 0.03 + $0.25 = $0.94
- Total Etsy fees: $2.64
- You receive: $20.36
Example 2: Higher-End Resin Art Piece
- Item price: $120, free shipping built into the price
- Customer total: $120
- Listing fee: $0.20
- Transaction fee: $120 x 0.065 = $7.80
- Processing fee: $120 x 0.03 + $0.25 = $3.85
- Total Etsy fees: $11.85
- You receive: $108.15
| Sale Amount | Listing Fee | Transaction Fee | Processing Fee | Total Fees | You Keep | |-------------|-------------|-----------------|----------------|------------|----------| | $25 | $0.20 | $1.63 | $1.00 | $2.83 | $22.17 | | $50 | $0.20 | $3.25 | $1.75 | $5.20 | $44.80 | | $100 | $0.20 | $6.50 | $3.25 | $9.95 | $90.05 | | $200 | $0.20 | $13.00 | $6.25 | $19.45 | $180.55 |
Fee Floor: What Fees Take at Each Price
Because $0.45 of the fee is fixed, cheap items lose a bigger share than expensive ones. The table shows total fees (6.5% + 3% + $0.25 + $0.20) as a share of the order total, then the same order if it came from an Offsite Ad at 15% (shops under $10,000) or 12% (shops at $10,000+).
| Order total | Fees, no offsite ad | % of sale | With 15% offsite | % of sale | With 12% offsite | % of sale | |-------------|--------------------|-----------|------------------|-----------|------------------|-----------| | $10 | $1.40 | 14.0% | $2.90 | 29.0% | $2.60 | 26.0% | | $15 | $1.88 | 12.5% | $4.12 | 27.5% | $3.67 | 24.5% | | $20 | $2.35 | 11.8% | $5.35 | 26.7% | $4.75 | 23.8% | | $30 | $3.30 | 11.0% | $7.80 | 26.0% | $6.90 | 23.0% | | $50 | $5.20 | 10.4% | $12.70 | 25.4% | $11.20 | 22.4% | | $100 | $9.95 | 9.9% | $24.95 | 24.9% | $21.95 | 21.9% | | $200 | $19.45 | 9.7% | $49.45 | 24.7% | $43.45 | 21.7% |
How to Factor Etsy Fees into Your Pricing
Use the Reverse Formula
Because fees are a percentage of the total price, you cannot just add 10% to your costs. Solve for the price instead:
Price = (costs + desired profit + $0.45) / 0.905
(0.905 is 1 minus 6.5% minus 3%. $0.45 is the $0.20 listing fee plus the $0.25 processing fee.) Include any shipping you plan to absorb in "costs". Offsite Ads are not included; for a sale that came from a 15% offsite ad, the divisor drops to 0.755.
Example: resin keychains. Materials cost $3 and you want to keep $12 for your time, so you need $15 after fees. Price = ($15 + $0.45) / 0.905 = $17.07. Round up to $17.50 or $18.
For a full walkthrough of target profit margins, see our Etsy Profit Margin Calculator guide.
Shipping Strategy
You have two options. Separate shipping: customers see the true cost, and the 6.5% and 3% fees apply to that shipping amount as well. Free shipping: build the cost into the item price. Either way, shipping is part of the order total the fees are charged on, so include it in your math.
Tips for Reducing the Impact of Fees
Bundle Items
Processing includes a flat $0.25 per order. Three $20 candles in one order pay one $0.25 fee instead of three. Offer bundles such as "any 3 candles for $50".
Avoid Currency Conversion
List in the same currency as your payment account so the 2.5% conversion fee does not apply.
Track Your Actual Fees
Your payment account statement shows every fee. Compare it to the table above to see how much of your revenue is going to offsite ads.
Taxes
Etsy calculates, collects and remits sales tax on orders shipped to buyers in US states where it is required. Your income from Etsy sales is taxable whether or not you receive a form. Etsy sends Form 1099-K to certain US sellers; see the IRS page Understanding your Form 1099-K for the current reporting rules.
Quick Reference
- Listing fee: $0.20 (4 months, and again after each sale on a multi-quantity listing)
- Transaction fee: 6.5% of item price + shipping + gift wrap (not US sales tax)
- Processing fee: 3% + $0.25 per order (US bank account; includes shipping and sales tax)
- Together: about 9.5% + $0.45 per order, roughly 10-13% on typical orders
- Offsite Ads: 15% (optional under $10,000 in sales), 12% (mandatory at $10,000+), capped at $100 per order
- Etsy Plus: $10/month; currency conversion: 2.5%; regulatory operating fee: not charged in the US
- Price = (costs + profit + $0.45) / 0.905
Ready to run your own numbers? Try our free Etsy Profit Calculator and enter your costs, shipping and desired profit.